Stocks and Shares ISA

A stocks and shares ISA is one of the most tax-efficient investments available. Returns generated are free from Capital Gains Tax, while dividends received within an ISA will remain tax free and won’t impact your dividend allowance.

Shard Capital offers competitively priced Stocks & Shares ISAs/JISAs to help with tax efficient investing. You can hold as many investments as you like, buy and sell a broad range of securities and investments or make lump sum subscriptions at any time, as long as the annual limit, set by the HMRC, is not exceeded.

The cut-off date for investing in an ISA is 5 April every year. If the maximum allowance of £20,000 has not been used by then, you will lose the chance to do so for that year.

What can you invest in?

Stocks & Shares – issued by companies officially listed on a recognised stock exchange. In August 2013 AIM shares were permitted to be bought and sold within the ISA.

Collective Investments – include but not limited to Investment Trusts and Unit Trusts.

Government Securities – include Gilts and other bonds issued by governments here in the UK and abroad.

Corporate Bonds – only bonds listed on a recognised stock exchange, or bonds which have been issued by a publicly listed company are eligible for inclusion in an ISA.

Cash – can be held within a Shard Capital Stocks & Shares ISA, but no interest is paid on balances held.

Stocks and Shares ISA at a glance

      • Tax benefits: No Capital Gains Tax on any profit made within the ISA and no further income tax to be paid on dividends received within the ISA/JISA
      • Reduced admin: ISAs do not have to be declared on tax returns
      • Investment options: Unlike Cash ISAs which pay a flat rate of interest, a Stocks & Shares ISA can be used to access to a broad range of securities and investments across the market
      • Ability to Bed & ISA: You can simultaneously sell an investment outside of your ISA and re-purchase it within your ISA using either your allowance, or cash held
      • Value for money: Make your investment go further, and benefit from competitive fees with no annual charge
      • Tailored service: Your investments can be tailored to fit your specific objectives, attitude to risk and time horizon.

We also offer a Junior ISA.


Is it right for you?

Experience level

All – dependent on what services you opt to use within your ISA wrapper.

Minimum investment

None, up to a maximum annual limit of £20,000

Who can open an account?

Private investors resident in the UK.

Tax efficient?

Yes. Returns generated are free from Capital Gains Tax, while dividends paid are sheltered from higher rate tax.

What account should I open?

Apply for our dedicated Stocks and Shares ISA account by clicking the link below




Apply for an ISA


Need help with this service?

+44 (0)207 186 9960